Free
$0forever
Local-first tracking on one device.
- Accounts, transactions and budgets
- Net worth and recurring charges
- Apple Wallet connection, free in the US
- Works offline, no account needed
Pre-launch
Your money, on your terms.
Track accounts, spending and net worth across countries and currencies in a local-first app. Add encrypted device sync and connect banks using your own provider account.
How bank connections work
NUMERISEncrypted sync
Total net worth · USD$84,312.40+$1,904.18 · 30d
Spent (Oct)
$2,148.60
68% of budget
Recurring
$186.97
Next: Rent · Nov 1
Recent activity
SupermercadoGroceries · Lisbon EUR−€48.20
PayrollIncome · Checking USD+$3,250.00
What it does
A complete picture that works offline first.
Everything below works on your device without an account. Sync and bank connections are optional layers on top.
Accounts and transactions
Add cash, cards, loans and investments by hand. Categorise, split and annotate every transaction.
Spending and budgets
See where the month went by category and set budgets that track against real activity.
Net worth
Assets minus debts, charted over time from the balances you keep.
Recurring charges
Subscriptions and bills in one list, with the next due date for each.
Multi-currency
Hold accounts in different currencies and see totals in the one you choose. Included with Sync.
Encrypted sync
Keep your enrolled devices in step through an encrypted relay. Included with Sync.
For expats and cross-border lives
Accounts in several countries. One picture.
A salary in one country, savings in another, a mortgage back home. Numeris keeps every account in its own currency and adds them up in the one you think in.
- Every account in its own currencyBalances and transactions keep the currency the bank uses.
- Totals in the currency you chooseNet worth and spending roll up into one home currency, and you can change it.
- Banks connected region by regionUse a provider for each country, and track the rest by hand alongside.
Accounts by countryDemo data
USCheckingUSD · connected$6,204.11
PTConta à ordemEUR · manual€4,180.00
UKCurrent accountGBP · manual£2,950.20
BRConta correnteBRL · manualR$12,400.00
Total in USD$16,821.11
Bring your own connection
Connect your banks through your own provider account.
Numeris calls this BYOK, short for bring your own key. You open an account with a bank-data provider, authorise your banks there, then enter that provider's connection details in the Numeris app. Your device downloads the data directly. It is a banking credential, not an AI key.
- 01
Choose a regional provider
Pick the provider that covers your country and create an account with them.
- 02
Authorise your banks there
You grant bank access inside the provider's own site. Numeris is not part of that consent.
- 03
Enter the details on your device
Paste the provider's connection details into the Numeris app. Never into this website.
- 04
Preview, choose and save
See every account the provider returns, pick the ones to keep and review transactions before they land.
Your bank and your provider
The provider reads your bank data under the consent you gave it. Banks and providers still process your data.
Your phone
Holds the provider credentials and downloads readable data directly. Nothing readable passes through Numeris servers.
Numeris relay
Stores encrypted snapshots plus the coordination metadata needed to deliver them. Sign-in, billing and operational records are separate and are not encrypted ledgers.
Your other enrolled device
Decrypts the snapshot with your vault keys. It does not get your provider credentials from the relay.
Choose accountsSimpleFIN · demo
3 accounts found. Nothing is saved until you confirm.
Everyday Checking•••• 4021 · 412 transactions$6,204.11
Rewards Card•••• 8912 · 188 transactions$1,320.45
Joint Savings•••• 7750 · already tracked by hand$22,900.00
Provider updated · 6:12 AMLast download · 7:40 AM
Save 2 accounts
Ways to connect
iPhone onlyFreeUS only
Apple Wallet
Apple Wallet connection is free and only available for US users. Share Apple Card, Apple Cash and Savings from Wallet on your iPhone, with no provider account. You approve which accounts Numeris can read in Apple's own sharing screen, and the data stays on your device.
- United States
- Apple Card, Apple Cash and Savings · Free
- Outside the US
- Not available
With your own provider account:
US and CanadaAvailable
SimpleFIN Bridge
Requires a SimpleFIN Bridge subscription that you pay to SimpleFIN.
UK and EUComing soon
GoCardless Bank Account Data
GoCardless will decide eligibility, and bank consents expire on their schedule.
BrazilComing soon
Meu Pluggy
Personal access through your own Meu Pluggy account.
Bank coverage depends on each provider and changes over time. Check the provider's own list before you subscribe.
Provider fees are separate
Providers bill you directly, and connecting through one needs a Numeris Sync plan. Apple Wallet connection is free and only available for US users.
Refresh is best-effort
Background downloads run when your phone's system allows and within provider limits. A manual download does not make the provider refresh sooner.
History stays put
Transactions missing from a later download are not deleted. Ambiguous changes wait for your review.
Disconnect per device
Disconnecting removes bank secrets from that device and keeps your encrypted history. Revoke access at the provider separately.
Privacy, recovery and control
You decide what leaves the device.
The privacy policy lists exactly what Numeris stores and why.
Read the privacy policy- Works offlineManual tracking needs no account and no connection.
- Encrypted relaySync carries encrypted snapshots between your enrolled devices.
- Background is opt-inTurn it on per bank and per device. It keeps a device-only credential copy, available after first unlock.
- You review importsNew and changed transactions are shown before they are saved.
- Disconnect keeps historyRemoving a connection keeps the encrypted records you already have.
- Recovery is yoursRestoring on a new device needs your vault recovery material. Numeris cannot reset it.
Pricing
Three plans. Pay for sync, not for your data.
iCloud
$15/ year
Everything in Free, shared across your Apple devices.
- Your ledger stays in your iCloud
- Live sync across your Apple devices
- Apple Wallet connection, free in the US
Sync
$25/ year
Everything in Free, across your devices and your banks.
- Encrypted multi-device sync
- Multi-currency totals
- Bring your own bank connection
- Read-only ledger on the web
- Apple Wallet connection, free in the US
Prices in USD. iCloud uses your Apple storage and covers Apple devices on the same Apple ID. Sync adds the Numeris relay, the web viewer, and bank connections through your own provider. Apple Wallet connection is free and only available for US users. Provider fees are separate and paid to the provider. No per-institution charges.
Questions
What does BYOK mean here?
Bring your own key. You create your own account with a bank-data provider and enter its connection details in the Numeris app on your device. It has nothing to do with AI model keys.
Does it work if I have accounts in more than one country?
Yes. Each account keeps its own currency, and totals roll up into the home currency you choose. Connect banks where a provider covers them and track the rest by hand.
What does a provider cost, and how long does setup take?
Each provider sets its own price and eligibility, and bills you directly. Setup means creating the provider account, authorising your banks there, then pasting the connection details into Numeris.
What can Numeris see?
With your own connection, provider credentials and readable bank responses stay on your device. The relay stores encrypted snapshots plus the metadata needed to deliver them. Sign-in, billing and operational records are not encrypted ledgers.
How often does data refresh?
Background downloads are best-effort: they run when your phone’s system allows and within each provider’s limits. The app shows when the provider last updated and when your device last downloaded. A manual download does not force the provider to refresh.
Which banks are supported?
Apple Wallet connection is free and only available for US users, for Apple Card, Apple Cash and Savings on iPhone. It is not available outside the United States. Through your own provider, coverage depends on the provider and changes over time: SimpleFIN is available now; GoCardless and Meu Pluggy are coming soon. The website manages your account and subscription; it does not display your financial data.
How do I disconnect or revoke access?
Disconnecting on a device removes its bank secrets and background access and keeps your encrypted history. Other devices keep their own credentials until you disconnect them too. Revoke access at the provider separately.
What if I lose a device?
Your encrypted history can be restored on a new device with your vault recovery material. Numeris cannot erase provider keys from a lost device, so revoke them at the provider.
Start with your own numbers.
Join the waitlist and we will tell you when Numeris is ready.